General discussions of all things in Sword of Shadows
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As the cost of everything continues to rise

Wed Apr 15, 2020 1:47 pm

As the cost of everything continues to rise, many people are finding themselves running out funds before their next payday. Some are turning to payday loans or cash advance stores just to make ends meet. However, many people are not aware of the total cost of payday loans. Many payday borrowers don’t understand that a $15 or $20 fee for borrowing $100 is actually quite expensive. It means the Annual Percentage Rate (APR) is actually around 400%! Not many people would accept this APR on a credit card, but accept it willingly when taking out a payday loan. One reason payday lending companies charge such a high APR is because they don’t do credit checks and they are assuming all the risk in the loan. Many borrowers have poor credit and have few options for borrowing.

Re: As the cost of everything continues to rise

Wed Sep 23, 2020 8:36 am

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